PEO Matchup

Compare PEOs and find the one that fits

Choosing a PEO is a big decision, and most of us don't have time to shop around. We get it. PEO Matchup is here to help: see 20 options side by side, then request quotes from several at once.

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Find a PEO that fits your company

Badges: IRS Certified PEO means the provider appears on the IRS list of certified PEOs (August 7, 2026). ESAC Accredited means accreditation was reported by a source we reviewed. A missing badge does not mean a PEO lacks the credential, only that we could not confirm it. What these mean

Justworks

IRS Certified PEOESAC Accredited

Founded
2012
Headquarters
New York, NY
Company size
1,165 employees

Last verified November 4, 2026

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TriNet

IRS Certified PEO

Founded
1988
Headquarters
Dublin, CA
Company size
3,622 employees (2019)

Last verified November 4, 2026

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Insperity

IRS Certified PEO

Founded
1986
Headquarters
Kingwood (Houston), TX
Company size
About 4,200 employees (2025)

Last verified November 4, 2026

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IRS Certified PEOESAC Accredited

Founded
1971
Headquarters
Rochester, NY
Company size
About 19,000 employees (Paychex, 2025)

Last verified November 4, 2026

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Questco

IRS Certified PEO

Founded
Being confirmed
Headquarters
Houston area, TX
Company size
Being confirmed

Last verified November 4, 2026

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Oasis PEO

IRS Certified PEOESAC Accredited

Founded
Being confirmed
Headquarters
West Palm Beach, FL
Company size
Being confirmed

Last verified November 4, 2026

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IRS Certified PEO

Founded
Being confirmed
Headquarters
Being confirmed
Company size
Being confirmed

Last verified November 4, 2026

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Engage PEO

IRS Certified PEOESAC Accredited

Founded
2011
Headquarters
Being confirmed
Company size
Being confirmed

Last verified November 4, 2026

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IRS Certified PEO

Founded
Being confirmed
Headquarters
Being confirmed
Company size
Being confirmed

Last verified November 4, 2026

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Nextep

IRS Certified PEO

Founded
Being confirmed
Headquarters
Being confirmed
Company size
Being confirmed

Last verified November 4, 2026

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XcelHR

Founded
Being confirmed
Headquarters
Being confirmed
Company size
Being confirmed

Last verified November 4, 2026

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BBSI

Founded
1965
Headquarters
Vancouver, WA
Company size
3,658 employees (2024)

Last verified November 4, 2026

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Alcott HR

IRS Certified PEO

Founded
Being confirmed
Headquarters
Plainview, NY
Company size
Being confirmed

Last verified November 4, 2026

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PEO questions answered

What is a PEO?

A professional employer organization (PEO) becomes your employees' co-employer for payroll, benefits, HR support and compliance, so a small company can access benefits and services usually available to much larger employers.

How much does a PEO cost?

Most PEOs charge a monthly fee per employee or a percentage of payroll. Published rates among providers we reviewed run from $79 to $125 per employee per month before health premiums, while most large PEOs only give quotes.

How many employees do I need to use a PEO?

It varies. Justworks lists a two-employee minimum, while TriNet, Insperity, Paychex PEO, ADP TotalSource and Rippling PEO are reported to require five.

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